The official arrival of Apple Pay in India marks a significant development for the nation’s burgeoning digital payments landscape, particularly for dedicated tech and mobile enthusiasts within the Apple ecosystem. This highly anticipated launch enables iPhone, iPad, and Apple Watch users to leverage Apple’s secure and convenient payment service for transactions, promising a seamless experience both in physical stores and online.
Apple Pay is designed to streamline payments, offering a “tap and pay” option in shops, and integrated checkout within apps and on websites. A key highlight for security-conscious users is the absence of a PIN or OTP requirement for completing payments, relying instead on the robust biometric authentication of Face ID, Touch ID, or a device passcode. This integration underscores Apple’s commitment to both user convenience and enhanced transaction security.
Initially, the service supports Axis Bank Visa and Mastercard credit cards, allowing users to continue earning their existing card rewards. Apple has indicated its intention to rapidly expand compatibility to include more banks in the near future, a crucial step for broader adoption among the diverse Indian user base.
However, tech enthusiasts should note current limitations: Apple Pay in India operates exclusively with cards and does not yet support UPI, RuPay, or debit cards. While these are significant omissions in India’s payment ecosystem, their potential inclusion in future updates remains a point of keen interest. To utilize the service, users require at least an iPhone XR or newer running iOS 18 or later, or an Apple Watch Series 6 or newer, ensuring compatibility with the latest security and performance features.
How to add your card in Apple Pay
- Update the Axis Bank app and add your card to Apple Wallet from there
Or open Wallet app on iPhone, tap the plus sign and follow the steps
How to pay in shops using Apple Pay
- Double click the side button (Home button on older iPhones)
Confirm with Face ID, Touch ID or passcode
Hold the top of your iPhone or your Apple Watch screen near the card machine
For in-app and website purchases, users can simply select Apple Pay at checkout, eliminating the need to repeatedly enter card or address details. A growing list of prominent platforms and retailers, including Blinkit, Zomato, Croma, Chaayos, Tata 1mg, Reliance brands, and the Apple Store, are already accepting Apple Pay. Furthermore, key payment gateways and processors like Paytm, Razorpay, PayU, and Pine Labs are also on board, signaling a robust infrastructure for the service’s expansion.
This launch positions Apple Pay as a significant contender in India’s digital payments arena, offering Apple users a dedicated, secure, and integrated payment solution that aligns with their premium device experience.
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